What does moving to Las Vegas actually cost — and what does it save?
A side-by-side estimate of your current cost of living against a real Las Vegas community profile. Adjust the assumptions. Watch the math move.
Most online calculators give you a rosy headline (“No state income tax!”) and call it a day. This one is honest. You’ll see the state-tax savings, and you’ll also see the higher summer cooling bill, the auto registration shock, the SID/LID bond on that new-build in Cadence, and the HOA delta if you’re moving from a single-family neighborhood to a master-planned community.
Your current situation
Your Las Vegas scenario
Advanced inputs (optional)
The three numbers most relocating families want to see.
| Line item | Current | Las Vegas | Annual delta |
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| Item | Amount |
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These are estimates. Your real numbers are a conversation away.
We’ll bring the precise SID/LID figure for the parcel you’re considering, model your departing-state tax shift with your actual income, and connect you with the Nevada CPAs and lenders we trust.
How we calculate this
- State income tax — uses simplified effective rates per departing state at your income tier. Not a substitute for CPA review.
- Las Vegas property tax — defaulted to 0.58% effective rate (mid-range for Clark County owner-occupied). User can override.
- SID/LID bond — community defaults: Summerlin West ~$2,200/yr · Cadence ~$2,400/yr · Inspirada ~$1,800/yr · Skye Canyon ~$1,600/yr · North LV ~$1,400/yr. Verified per parcel before any offer.
- Summer cooling — modeled at $0.13/sq ft/mo June–Sep and $0.04/sq ft/mo Oct–May, based on observed averages for post-2010 valley homes.
- HOA defaults — community midpoints; user can override.
- Auto registration — $700/vehicle Year 1 estimate (Nevada governmental services tax depreciates over time).
- One-time closing costs — 2.5% of target home price.
- Reinvestment — annual savings reinvested at 4% real return by default.
Estimates only. The Arbeli Team is a Nevada-licensed real estate brokerage. We are not tax or financial advisors. Confirm all figures with a CPA familiar with both your departing state and Nevada residency. Numbers update live as you adjust inputs above.